Clinic Risk Scoring System

Comprehensive credit risk assessment & financial monitoring for healthcare providers

8
Total Clinics
5
Active Clinics
2
Under Watch
71.1
Avg. Risk Score

Risk Scoring Dashboard

Real-time credit risk assessment with financial, operational, and behavioral analytics

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Clinic
Combined Risk Score
Financial Rating
Operational MetricsLimit (Exposure)Exposure %StatusTrendRecommendationActions
Prime Healthcare Center
CR: 2023-1003
Dammam
AA-
86.8/100
LOW
Financial (40%):88.0
Payout (35%):88.0
Rejection (25%):83.0
AA-
Rejection:
4.0%
Payout Gap:
36.0 days
Settlement:
37 days
SAR 7.20M
Exposure Limit
Financed:SAR 2.80M
Available:SAR 4.40M
Effective: 01 Jan 2025
38.9%
HEALTHY
Active
+2.6

Approve with premium terms

Limit: SAR 7,500,000

Al Noor Medical Center
CR: 2023-1001
Riyadh
A+
85.2/100
LOW
Financial (40%):88.0
Payout (35%):85.0
Rejection (25%):80.0
AA-
Rejection:
4.0%
Payout Gap:
36.0 days
Settlement:
37 days
SAR 5.10M
Exposure Limit
Financed:SAR 1.20M
Available:SAR 3.90M
Effective: 01 Jan 2025
23.5%
HEALTHY
Active
+2.7

Approve funding with standard terms

Limit: SAR 5,000,000

Modern Dental Clinic
CR: 2023-1008
Dammam
A
80.5/100
LOW
Financial (40%):84.0
Payout (35%):80.0
Rejection (25%):75.0
A+
Rejection:
5.5%
Payout Gap:
45.0 days
Settlement:
42 days
SAR 4.50M
Exposure Limit
Financed:SAR 1.13M
Available:SAR 3.38M
Effective: 01 Jan 2025
25.0%
HEALTHY
Active
+2.3

Approve with standard terms

Limit: SAR 4,500,000

Elite Medical Group
CR: 2023-1005
Jeddah
A-
78.4/100
LOW
Financial (40%):82.0
Payout (35%):77.0
Rejection (25%):73.0
A
Rejection:
6.5%
Payout Gap:
51.0 days
Settlement:
48 days
SAR 4.08M
Exposure Limit
Financed:SAR 1.63M
Available:SAR 2.45M
Effective: 01 Jan 2025
40.0%
HEALTHY
Active
+0.6

Approve with standard terms

Limit: SAR 4,000,000

Family Care Clinic
CR: 2023-1006
Mecca
BBB
71.2/100
MODERATE
Financial (40%):75.0
Payout (35%):70.0
Rejection (25%):64.0
BBB+
Rejection:
12.0%
Payout Gap:
75.0 days
Settlement:
75 days
SAR 2.52M
Exposure Limit
Financed:SAR 1.76M
Available:SAR 0.76M
Effective: 01 Jan 2025
70.0%
HIGH
Active
+0.7

Conditional approval

Limit: SAR 2,500,000

Advanced Healthcare Clinic
CR: 2023-1002
Jeddah
BBB-
68.5/100
MODERATE
Financial (40%):88.0
Payout (35%):60.0
Rejection (25%):48.0
AA-
Rejection:
10.0%
Payout Gap:
66.0 days
Settlement:
65 days
SAR 1.92M
Exposure Limit
Financed:SAR 0.96M
Available:SAR 0.96M
Effective: 01 Jan 2025
50.0%
MODERATE
Watch
-0.5

Conditional approval with enhanced monitoring

Limit: SAR 2,000,000

Quick Health Center
CR: 2023-1007
Riyadh
BB
55.8/100
MODERATE
Financial (40%):56.0
Payout (35%):52.0
Rejection (25%):60.0
BB
Rejection:
22.0%
Payout Gap:
96.0 days
Settlement:
95 days
SAR 1.20M
Exposure Limit
Financed:SAR 0.96M
Available:SAR 0.24M
Effective: 01 Jan 2025
80.0%
HIGH
Watch
-3.4

Review required - Enhanced due diligence needed

Limit: SAR 1,000,000

City Dental Clinic
CR: 2023-1004
Riyadh
B
42.3/100
HIGH
Financial (40%):58.0
Payout (35%):35.0
Rejection (25%):20.0
BB-
Rejection:
18.0%
Payout Gap:
114.0 days
Settlement:
113 days
SAR 1.50M
Exposure Limit
Financed:SAR 1.35M
Available:SAR 0.15M
Effective: 01 Jan 2025
90.0%
CRITICAL
Suspended
-6.2

Decline - High risk profile

Showing 8 of 8 clinics
Average Score: 71.1